When you trade or hold Cryptocurrency, digital assets like Bitcoin or Ethereum used for payments, investments, or transfers. Also known as crypto, it's treated as property, not currency, by Argentina's tax authority. That means every sale, trade, or even spending crypto triggers a taxable event. If you bought Bitcoin for 50,000 ARS and sold it for 80,000 ARS, you owe tax on the 30,000 ARS profit—even if you never converted it to pesos.
Argentina’s tax agency, AFIP, requires you to report all crypto transactions over 1,000,000 ARS annually. That includes exchanges, DeFi trades, airdrops, and staking rewards. You don’t need to pay tax on holding crypto, but as soon as you move it—whether to another wallet, exchange, or to buy a coffee—you’ve triggered a capital gain. And yes, even if you traded Bitcoin for Ethereum, that’s two taxable events: selling BTC and buying ETH. Many people miss this. They think swapping tokens is free, but AFIP doesn’t care about the platform—you’re still selling one asset and buying another.
There’s no official crypto tax rate in Argentina. Instead, your gains are added to your overall income and taxed at progressive rates from 5% to 35%. If you’re an active trader—buying and selling multiple times a week—you might even be classified as a business, which means higher taxes and stricter record-keeping. You must keep full records: dates, amounts, values in ARS at time of transaction, wallet addresses, and exchange receipts. AFIP can request this data from local exchanges like Buenbit or Ripio. If you use foreign platforms like Binance, you’re still responsible. They won’t send your data to AFIP, but if you get audited, you’ll need to prove it yourself.
Staking rewards and airdrops are treated as income when you receive them. If you got 0.5 ETH from a staking reward in January, you report its ARS value that day as income. Later, if you sell it, you pay capital gains on the difference. Same with airdrops—like getting free tokens from a project. No matter how small, they count. And if you lost crypto to a hack or scam? You can’t deduct it. Argentina doesn’t allow capital losses to offset gains like the U.S. does.
People often ask if using crypto to pay for rent or groceries changes anything. It doesn’t. Whether you’re buying a pizza or investing in a new token, the tax rule stays the same: you owe tax on the gain. The only exception is if you’re a merchant selling goods for crypto—you report the ARS value of the crypto received as business income.
There’s no amnesty program. If you didn’t file in past years, you can still come forward, but penalties apply. The best move? Start tracking now. Use free tools like Koinly or CoinTracker to auto-import your wallet history and calculate your ARS values. Most Argentinians don’t file because they think it’s too complicated or AFIP won’t notice. But with local exchanges now required to report, and international platforms under pressure to share data, the risk is real. You’re not just avoiding fines—you’re protecting your financial future.
Below, you’ll find real guides and breakdowns from people who’ve been through it: how to report crypto to AFIP, what exchanges are safest, how to handle DeFi income, and which crypto projects are worth tracking in 2025. No theory. Just what works in Argentina right now.
Crypto is legal to hold in Argentina in 2025, but strict regulations, banking bans, and tax rules apply. Learn how to stay compliant, avoid fines, and use crypto safely amid high inflation and currency controls.
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